Respuesta :
The five elements that determine disability income insurance premiums are the insured's occupation, earned income, the policy's definition of disability, the duration of the benefit period, and the duration of the elimination period.
A policy that provides income to people who are unable to work due to a disability is known as disability income insurance (DI).
In the event that an injury or sickness prevents a person from working and earning a regular income, disability income insurance can help shield them from financial losses.
Both short-term and long-term disability insurance is offered by employers, Social Security, or insurance firms.
The age and profession of a person are just two of the many variables that affect premiums.
Benefits are paid through policies on a monthly basis.
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